Homes for Heroes Oregon

Real Savings for the People Who Serve

Shannon McAlister | Homes for Heroes Mortgage Specialist

 

Homes for Heroes is a national program that provides savings to firefighters, law enforcement, EMS, healthcare workers, educators and military personnel when they buy, sell or finance a home – because the people who serve our communities deserve more than a thank you.

I joined Homes for Heroes 12+ years ago to do one thing: put real money back in the pockets of the people who earned it.

 

Ready to see what you’ve earned? Registration is free and takes two minutes.

 

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What Is Homes for Heroes?

Sample Oregon Hero Savings

Home Purchase Price $450,000
Hero Reward from Real Estate Agent $3,150
Mortgage Savings $895
Total Savings $4,045

Homes for Heroes started in Minneapolis after 9/11 as a way to say thank you to the people who serve their communities. What started locally grew into a nationwide program connecting heroes with real estate and mortgage professionals committed to giving back to those who serve.

Homes for Heroes is open to: firefighters, law enforcement, EMS, healthcare workers, educators, and military personnel.

Heroes save money when they buy, sell, or refinance a home. The Homes for Heroes Foundation extends that mission further, supporting heroes and local communities in need. Thirteen years in, it’s still one of the most meaningful programs I have been part of.

Want the full program breakdown? Read Shannon’s complete guide: [Your Guide to the Homes for Heroes Program in Oregon →]

*Savings are delivered as a Hero Reward check after closing, not a discount buried in your rate.

Homes for Heroes Oregon

Homes for Heroes gives back to community heroes when buying, selling, or financing a home.
It’s our way of saying thank you for your service.

Cash Back at Closing

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Reduced Closing Costs

No Home Restrictions

Key Benefits for Heroes in Oregon

Significant Savings

Receive cash back after closing when buying or selling a home.

Dedicated Specialists

Work with local real estate and mortgage professionals who understand your unique needs and schedules. 

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No Red Tape

Quick registration with easy verification – just provide proof of service.

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Flexible Timing

No rush to close. Register today and use the program when you’re ready.

No Catch

Completely free to register and learn more. There are no obligations or hidden fees. 

No Home Restrictions

Use Homes for Heroes on any home with the mortgage that is right for you. No restrictions.

Register for Homes for Heroes

Homes for Heroes

How the Program Works

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Register Online, Call or Text

Register for free on this page. What ever is easiest for you works for us

Get Connected Today

Shannon will reach out and connect you with your Homes for Heroes Oregon home buying team

Buy, Sell or Refinance

Work with your Homes for Heroes specialist(s) to complete your transaction

Receive Rewards

Get your Hero Reward check after closing (buy/sell) and mortgage savings at closing

*Hero rewards and savings will vary based on your personal scenario. Ask Shannon for more details about what you can save.

Who Qualifies for Homes for Heroes? 

homes for heroes oregon shannon mcalister portland mortgage lender

✅ Firefighter and EMS

✅ Law Enforcement and Corrections

✅ Military (active duty, reserve, veteran)

✅ Healthcare (nurses, doctors, clinical, support)

✅ Teachers and Educators

If you work – or have worked – in any of the following fields, you qualify.

That’s it. No income requirements, no minimum credit. No obligation of any kind.

When you’re ready to buy, sell, or refinance, you’ll confirm your eligibility with basic proof of service.

Not sure if your profession qualifies? Read the complete eligibility breakdown: [Who Qualifies for Homes for Heroes in Oregon? →]

Oregon Heroes - Guides for Your Profession

Law Enforcement and Corrections

Oregon police officers, sheriff’s deputies, corrections officers, and 911 dispatchers have unique financial considerations – overtime income, shift differential, PERS pension, and VA loans. 

[Read the Oregon Law Enforcement Home Buying Guide →]

All Oregon Heroes

How Homes for Heroes works in Oregon, what to expect from the process, and how Shannon has helped heroes save thousands at closing for 12+ years.

[Read the Oregon Homes for Heroes Program Guide →]

Am I Eligible?

Complete eligibility breakdown for all qualifying professions in Oregon — including retired heroes, 911 dispatchers, and roles people don’t always expect to qualify.

[Read the Complete Oregon Eligibility Guide →]

Your Homes for Heroes Mortgage Specialist

Shannon McAlister

Homes for Heroes Mortgage Lending Affiliate - PDX, OR

Shannon McAlister has been a Homes for Heroes affiliate for 12+ years, one of the longest-tenured in Oregon. She knows the program inside and out, and she uses it to put real money back in the pockets of the people who earned it.

Heroes deserve a lender who knows how to maximize what they've earned. Shannon brings 20+ years of mortgage experience to make sure your Hero Rewards are paired with the right loan strategy, so you're not just saving at closing, you're building long-term financial strength.

Why Work with Shannon?

Where It Starts Shannon's career began in mortgage processing. She knows what happens behind the scenes, and she uses that to keep your loan on track from application to close.

Oregon Real Estate 20+ years working Oregon's market means Shannon knows the neighborhoods, the nuances, and how to position your offer to compete.

VA Loan Fluency Many of Oregon's heroes are veterans. Shannon knows the VA loan inside and out and makes sure your benefit is fully maximized, in addition to adding Hero Rewards.

You'll Always Know Where You Stand No chasing, no guessing. Shannon communicates proactively so you're never left wondering what's happening with your loan.

Ready to Start Saving on Your Portland, Oregon Home?

Join thousands of heroes across the country who have saved with Homes for Heroes

Why Oregon Heroes Love This Program

It works with your existing benefits

Hero Rewards combine with your VA loan, FHA or Conventional lending - any mortgage. You're not choosing between programs. You're using both.

No hoops to jump through

Registration is free. No credit pull, no commitment, no sales pressure. Sign up and use it when the time is right for you.

The savings are real

On a $450,000 home in Oregon, most Heroes walk away with $3,000–$5,000 back after closing. Cash in pocket.

You get a local specialist, not a call center

Shannon knows the Homes for Heroes program, the Oregon housing market, and how to make sure your Hero Rewards are paired with the right loan strategy.

Homes for Heroes FAQs

Who qualifies for the Homes for Heroes Program?

Firefighters, law enforcement, EMS, healthcare workers, teachers, and military (active, reserve, and veterans). You must be currently serving or have served in one of these roles.

How much can I save with Homes for Heroes?

Savings vary based on your purchase price and the professionals you work with, but many clients receive around $2,000 to $5,000 back after closing. Higher price points can result in larger savings.

Is there any cost to register for the program?

No. Registration is free. No obligation, no commitment.

What documentation do I need to provide?

You will need proof of your profession, such as an ID, license, badge, or other verification that confirms your eligibility.

Can I use Homes for Heroes with any real estate agent or lender?

No. To receive the benefits, you must work with Homes for Heroes affiliated professionals. Shannon is an approved mortgage specialist within the program.

When do I receive my Hero Rewards?

Hero Rewards are provided after closing, typically in the form of a check.

Can you use Homes for Heroes with a VA Loan?

Yes. Homes for Heroes pairs directly with your VA Home Loan benefit, no restrictions on which home you choose. Oregon veterans who joined law enforcement after service have a dedicated guide covering exactly this: [Oregon Law Enforcement Home Buying Guide →]

Can retired Heroes participate in the program?

Yes. Retired firefighters, law enforcement, military, healthcare workers, EMS, and teachers are eligible.

Does the program work for refinancing?

Yes. Homes for Heroes mortgage benefits apply when refinancing. A good reason to sign up and inquire if you already own a home.

Is Homes for Heroes available in Portland, Oregon?

Yes, contact Shannon McAlister directly for more information and to get started.

What areas of Oregon does Shannon McAlister serve?

Shannon is licensed in Oregon and serves heroes statewide, with a primary focus on the greater Portland metro area including Beaverton, Hillsboro, Tigard, Lake Oswego, and Oregon City.

    *Looking for more mortgage resources? Shannon covers VA loans, conventional, FHA, DSCR, HECM and more at home-owners-pdx.com.

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